A06395 Summary:

BILL NOA06395
 
SAME ASSAME AS S08754
 
SPONSORLupardo
 
COSPNSRWright, Sepulveda, Brindisi, McDonald, Hyndman, Wallace, D'Urso, Raia, Barron, Jean-Pierre, Murray, Blake, Hunter, Galef, Jaffee, Colton, McDonough, Taylor
 
MLTSPNSRLentol
 
Add §9-x, Bank L
 
Relates to the report of suspected financial exploitation; requires the superintendent of the department of financial services to develop guidelines relating to reporting suspected financial exploitation; provides that a third party who reports suspected financial abuse shall have immunity from any civil or criminal liability as a result.
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A06395 Actions:

BILL NOA06395
 
03/06/2017referred to aging
06/14/2017reported referred to codes
06/19/2017reported referred to ways and means
06/19/2017reported referred to rules
06/20/2017reported
06/20/2017rules report cal.538
06/20/2017ordered to third reading rules cal.538
06/21/2017passed assembly
06/21/2017delivered to senate
06/21/2017REFERRED TO RULES
01/03/2018DIED IN SENATE
01/03/2018RETURNED TO ASSEMBLY
01/03/2018ordered to third reading cal.457
03/20/2018passed assembly
03/20/2018delivered to senate
03/20/2018REFERRED TO BANKS
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A06395 Committee Votes:

AGING Chair:Lupardo DATE:06/14/2017AYE/NAY:26/0 Action: Favorable refer to committee Codes
LupardoAyeByrneAye
WeinsteinAyeFriendAye
AbbateExcusedJohnsAye
MageeAyeMurrayAye
ArroyoExcusedBrabenecAye
RiveraAyeErrigoAye
RamosAyeNorrisAye
DenDekkerAyeWalshAye
BraunsteinAye
SimanowitzAye
BrindisiAye
SepulvedaAye
McDonaldAye
JoynerAye
BarronAye
HarrisAye
HyndmanAye
BarnwellAye
JonesAye
WrightExcused
WallaceAye
DickensExcused

CODES Chair:Lentol DATE:06/19/2017AYE/NAY:20/0 Action: Favorable refer to committee Ways and Means
LentolAyeGrafAye
SchimmingerAyeGiglioAye
WeinsteinAyeMcKevittAye
PretlowAyeMontesanoAye
CookAyeRaAye
CymbrowitzAyeMorinelloAye
TitusAye
O'DonnellExcused
LavineAye
PerryAye
ZebrowskiAye
AbinantiAye
WeprinAye
MosleyAye
HevesiExcused
FahyAye

WAYS AND MEANS Chair:Farrell DATE:06/19/2017AYE/NAY:34/0 Action: Favorable refer to committee Rules
FarrellAyeOaksAye
LentolAyeCrouchAye
SchimmingerAyeBarclayAye
GanttAyeFitzpatrickAye
WeinsteinAyeHawleyAye
GlickAyeMalliotakisAye
NolanAyeWalterAye
PretlowAyeMontesanoAye
PerryAyeCurranAye
ColtonAyeRaAye
CookAye
CahillAye
AubryAye
HooperAye
ThieleAye
CusickAye
OrtizAye
BenedettoAye
MoyaAye
WeprinAye
RodriguezExcused
RamosAye
BraunsteinAye
McDonaldAye
RozicAye

RULES Chair:Heastie DATE:06/20/2017AYE/NAY:27/0 Action: Favorable
HeastieAyeKolbAye
GottfriedAyeOaksAye
LentolAyeButlerExcused
FarrellAyeCrouchAye
GanttAyeFinchExcused
NolanExcusedBarclayAye
WeinsteinAyeRaiaAye
HooperAyeHawleyAye
OrtizAye
PretlowAye
CookAye
GlickAye
MorelleAye
AubryAye
EnglebrightAye
DinowitzAye
ColtonAye
MagnarelliAye
PerryAye
GalefAye
PaulinAye
TitusExcused
Peoples-StokesAye

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A06395 Floor Votes:

DATE:06/21/2017Assembly Vote  YEA/NAY: 143/1
Yes
Abbate
Yes
Crouch
Yes
Goodell
Yes
Lifton
Yes
O'Donnell
Yes
Sepulveda
Yes
Abinanti
Yes
Curran
Yes
Gottfried
Yes
Lopez
Yes
Ortiz
Yes
Simanowitz
Yes
Arroyo
Yes
Cusick
Yes
Graf
Yes
Lupardo
Yes
Otis
Yes
Simon
Yes
Aubry
Yes
Cymbrowitz
Yes
Gunther
Yes
Lupinacci
Yes
Palmesano
Yes
Simotas
Yes
Barclay
ER
Davila
Yes
Harris
Yes
Magee
Yes
Palumbo
Yes
Skartados
Yes
Barnwell
Yes
De La Rosa
Yes
Hawley
Yes
Magnarelli
Yes
Paulin
Yes
Skoufis
Yes
Barrett
Yes
DenDekker
Yes
Hevesi
Yes
Malliotakis
ER
Pellegrino
Yes
Solages
Yes
Barron
ER
Dickens
Yes
Hikind
Yes
Mayer
Yes
Peoples-Stokes
Yes
Stec
Yes
Benedetto
Yes
Dilan
Yes
Hooper
Yes
McDonald
Yes
Perry
Yes
Steck
Yes
Bichotte
Yes
Dinowitz
Yes
Hunter
Yes
McDonough
ER
Pheffer Amato
Yes
Stirpe
Yes
Blake
ER
DiPietro
Yes
Hyndman
Yes
McKevitt
Yes
Pichardo
Yes
Thiele
Yes
Blankenbush
Yes
D'Urso
Yes
Jaffee
Yes
McLaughlin
Yes
Pretlow
Yes
Titone
Yes
Brabenec
Yes
Englebright
Yes
Jean-Pierre
Yes
Miller B
Yes
Quart
Yes
Titus
Yes
Braunstein
Yes
Errigo
Yes
Jenne
Yes
Miller MG
Yes
Ra
Yes
Vanel
Yes
Brindisi
Yes
Fahy
Yes
Johns
Yes
Miller ML
Yes
Raia
Yes
Walker
Yes
Bronson
Yes
Farrell
Yes
Jones
Yes
Montesano
Yes
Ramos
Yes
Wallace
Yes
Buchwald
Yes
Finch
Yes
Joyner
Yes
Morelle
Yes
Richardson
Yes
Walsh
Yes
Butler
Yes
Fitzpatrick
Yes
Kavanagh
Yes
Morinello
Yes
Rivera
Yes
Walter
Yes
Byrne
No
Friend
Yes
Kearns
Yes
Mosley
ER
Rodriguez
Yes
Weinstein
Yes
Cahill
Yes
Galef
Yes
Kim
Yes
Moya
Yes
Rosenthal
Yes
Weprin
Yes
Carroll
Yes
Gantt
Yes
Kolb
Yes
Murray
Yes
Rozic
Yes
Williams
Yes
Castorina
Yes
Garbarino
Yes
Lalor
Yes
Niou
Yes
Ryan
Yes
Woerner
Yes
Colton
Yes
Giglio
Yes
Lavine
Yes
Nolan
Yes
Santabarbara
Yes
Wright
Yes
Cook
Yes
Gjonaj
Yes
Lawrence
Yes
Norris
Yes
Schimminger
Yes
Zebrowski
Yes
Crespo
Yes
Glick
Yes
Lentol
Yes
Oaks
Yes
Seawright
Yes
Mr. Speaker

‡ Indicates voting via videoconference
DATE:03/20/2018Assembly Vote  YEA/NAY: 134/1
Yes
Abbate
Yes
Crouch
Yes
Gunther
Yes
Mayer
Yes
Pichardo
Yes
Taylor
Yes
Abinanti
Yes
Curran
Yes
Harris
Yes
McDonald
Yes
Pretlow
Yes
Thiele
Yes
Arroyo
Yes
Cusick
Yes
Hawley
ER
McDonough
Yes
Quart
Yes
Titone
Yes
Aubry
Yes
Cymbrowitz
Yes
Hevesi
Yes
Miller B
Yes
Ra
Yes
Titus
Yes
Barclay
Yes
Davila
Yes
Hikind
Yes
Miller MG
Yes
Raia
Yes
Vanel
Yes
Barnwell
Yes
De La Rosa
Yes
Hooper
Yes
Miller ML
Yes
Ramos
Yes
Walker
Yes
Barrett
Yes
DenDekker
Yes
Hunter
Yes
Montesano
Yes
Richardson
Yes
Wallace
Yes
Barron
Yes
Dickens
Yes
Hyndman
Yes
Morelle
Yes
Rivera
Yes
Walsh
Yes
Benedetto
Yes
Dilan
Yes
Jaffee
Yes
Morinello
Yes
Rodriguez
Yes
Walter
Yes
Bichotte
Yes
Dinowitz
Yes
Jean-Pierre
Yes
Mosley
Yes
Rosenthal D
Yes
Weinstein
Yes
Blake
Yes
DiPietro
Yes
Jenne
Yes
Murray
Yes
Rosenthal L
Yes
Weprin
Yes
Blankenbush
Yes
D'Urso
Yes
Johns
Yes
Niou
Yes
Rozic
Yes
Williams
Yes
Brabenec
Yes
Englebright
Yes
Jones
Yes
Nolan
Yes
Ryan
Yes
Woerner
Yes
Braunstein
Yes
Errigo
Yes
Joyner
Yes
Norris
Yes
Santabarbara
Yes
Wright
Yes
Brindisi
Yes
Fahy
Yes
Kim
Yes
Oaks
Yes
Schimminger
Yes
Zebrowski
Yes
Bronson
ER
Finch
Yes
Kolb
Yes
O'Donnell
Yes
Seawright
Yes
Mr. Speaker
Yes
Buchwald
Yes
Fitzpatrick
Yes
Lalor
Yes
Ortiz
ER
Sepulveda
ER
Butler
No
Friend
Yes
Lavine
Yes
Otis
Yes
Simon
Yes
Byrne
Yes
Galef
Yes
Lawrence
Yes
Palmesano
Yes
Simotas
Yes
Cahill
ER
Gantt
Yes
Lentol
Yes
Palumbo
ER
Skartados
Yes
Carroll
Yes
Garbarino
Yes
Lifton
Yes
Paulin
Yes
Skoufis
Yes
Castorina
Yes
Giglio
Yes
Lupardo
Yes
Pellegrino
Yes
Solages
Yes
Colton
Yes
Glick
Yes
Magee
Yes
Peoples-Stokes
Yes
Stec
Yes
Cook
Yes
Goodell
Yes
Magnarelli
Yes
Perry
Yes
Steck
Yes
Crespo
Yes
Gottfried
Yes
Malliotakis
Yes
Pheffer Amato
Yes
Stirpe

‡ Indicates voting via videoconference
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A06395 Memo:

NEW YORK STATE ASSEMBLY
MEMORANDUM IN SUPPORT OF LEGISLATION
submitted in accordance with Assembly Rule III, Sec 1(f)
 
BILL NUMBER: A6395
 
SPONSOR: Lupardo
  TITLE OF BILL: An act to amend the banking law, in relation to reporting of suspected financial exploitation   PURPOSE: To encourage voluntary reporting of suspected financial exploitation.   SUMMARY OF PROVISIONS: This bill would direct the Superintendent of the Department of Financial Services to develop guidelines for reporting suspected financial exploi- tation in consultation with the State Office for the Aging, NYS Attorney General, representatives of the financial services industry, law enforcement, senior groups, disability groups, and district attorneys. This bill would also direct the Superintendent, along with the other groups who assisted with developing the guidelines, to also develop training materials to be made available to banks to train their staff and brochures for bank patrons regarding the signs of elder abuse. Additionally, this bill would provide protection from state liability for banking institutions that make a report of suspected financial exploitation in accordance with the guidelines provided.   JUSTIFICATION: Financial exploitation is a large and quickly growing segment of elder abuse. Financial institutions are often in a prime position to notice changes in behavior or suspicious patterns of withdrawals and invest- ments. Fear of being sued, especially if the abuser is a family member, has been raised as a barrier to voluntary reporting by employees of financial institutions. This bill would protect those who report suspected financial exploitation, but only if the report is made by following guidelines set by the Department of Financial Services.   LEGISLATIVE HISTORY: 2013-14 A.1783.B - Passed in Assembly 2015-16- A5349B - Reported   FISCAL IMPLICATIONS: To be determined.   EFFECTIVE DATE: The act shall take effect on the 90th day.
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A06395 Text:



 
                STATE OF NEW YORK
        ________________________________________________________________________
 
                                          6395
 
                               2017-2018 Regular Sessions
 
                   IN ASSEMBLY
 
                                      March 6, 2017
                                       ___________
 
        Introduced  by M. of A. LUPARDO -- read once and referred to the Commit-
          tee on Aging
 
        AN ACT to amend the banking law, in relation to reporting  of  suspected
          financial exploitation
 
          The  People of the State of New York, represented in Senate and Assem-
        bly, do enact as follows:

     1    Section 1. The banking law is amended by adding a new section  9-x  to
     2  read as follows:
     3    §  9-x. Reporting of suspected financial exploitation. 1. For purposes
     4  of this section, the following terms shall have the following meanings:
     5    (a) "financial exploitation" shall mean activity  prohibited  pursuant
     6  to  sections  190.25,  190.26,  190.60,  190.65, 190.78, 190.79, 190.80,
     7  190.80-a, 190.81, 190.82, and 190.83 of the penal law or activity  meant
     8  to  deprive  an individual of assets or property by deceptive, manipula-
     9  tive, or other illegal means.
    10    (b) "banking institution" shall have the same meaning as in  paragraph
    11  (b) of subdivision three of section nine-f of this chapter.
    12    (c)  "superintendent"  shall mean the superintendent of the department
    13  of financial services.
    14    2. The superintendent, in consultation with the director of the office
    15  for the aging, the attorney general, representatives  of  the  financial
    16  services  industry,  law  enforcement, senior groups, disability groups,
    17  and district attorneys, shall develop guidelines relating  to  reporting
    18  suspected financial exploitation. Such guidelines shall include, but not
    19  be limited to:
    20    (a)  the  types of warning signs and evidence that would be acceptable
    21  indicators of financial exploitation;
    22    (b) when suspected financial exploitation should be reported;
    23    (c) to whom suspected financial exploitation should be reported;
    24    (d) information that should be  included  in  a  report  of  suspected
    25  financial abuse; and
 
         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD07199-01-7

        A. 6395                             2
 
     1    (e)  the  applicable laws, rules and regulations that must be followed
     2  while reporting suspected financial abuse.
     3    3. The superintendent, in consultation with the director of the office
     4  for  the  aging,  the attorney general, representatives of the financial
     5  services industry, law enforcement, senior groups, disability groups and
     6  district attorneys,  shall  develop  (i)  training  for  bank  employees
     7  concerning  the guidelines developed pursuant to subdivision two of this
     8  section that shall include disability  literacy  training;  and  (ii)  a
     9  brochure  educating  bank customers regarding the reporting of financial
    10  exploitation and how to report that they are being exploited.
    11    4. A banking institution located or doing business in this state or an
    12  employee thereof who, acting reasonably and in good faith in  accordance
    13  with  these  guidelines,  reports  suspected  financial abuse shall have
    14  immunity from any civil liability that might otherwise result by  reason
    15  of such actions.
    16    5.  The  superintendent  is  directed to promulgate any rules or regu-
    17  lations necessary to carry out the provisions of this section.
    18    § 2. This act shall take effect on the ninetieth day  after  it  shall
    19  have become a law.
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A06395 LFIN:

 NO LFIN
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