STATE OF NEW YORK
________________________________________________________________________
2239
2019-2020 Regular Sessions
IN SENATE
January 23, 2019
___________
Introduced by Sen. SANDERS -- read twice and ordered printed, and when
printed to be committed to the Committee on Judiciary
AN ACT to amend the civil practice law and rules, in relation to the
expiration of right to collect consumer credit debt
The People of the State of New York, represented in Senate and Assem-bly, do enact as follows:
1 Section 1. The civil practice law and rules is amended by adding a new
2 section 214-g to read as follows:
3 § 214-g. Expiration of right to collect consumer credit debt. When
4 the time for an action arising out of a consumer credit transaction
5 where a purchaser, borrower or debtor is a defendant has expired the
6 right to collect consumer credit debt is extinguished as well as the
7 remedy. For purposes of this section, "the right to collect consumer
8 credit debt" shall mean any attempts by the creditor, third party
9 purchaser, or other authorized third party to collect such debt includ-
10 ing, but not limited to, calls, mail or other attempts to collect.
11 § 2. This act shall take effect immediately.
EXPLANATION--Matter in italics (underscored) is new; matter in brackets
[] is old law to be omitted.
LBD05440-01-9
