A01085 Summary:

BILL NOA01085A
 
SAME ASSAME AS S07074-A
 
SPONSORDinowitz (MS)
 
COSPNSRWeprin, Skoufis, Gottfried, Arroyo, Joyner
 
MLTSPNSRHevesi, Hikind
 
Amd 5-702, Gen Ob L
 
Increases the monetary exclusion on the requirement of plain language in consumer contracts.
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A01085 Actions:

BILL NOA01085A
 
01/10/2017referred to judiciary
01/23/2017reported referred to rules
01/23/2017reported
01/23/2017rules report cal.13
01/23/2017ordered to third reading rules cal.13
01/24/2017passed assembly
01/24/2017delivered to senate
01/24/2017REFERRED TO JUDICIARY
01/03/2018DIED IN SENATE
01/03/2018RETURNED TO ASSEMBLY
01/03/2018ordered to third reading cal.75
01/17/2018passed assembly
01/17/2018delivered to senate
01/17/2018REFERRED TO JUDICIARY
06/12/2018recalled from senate
06/12/2018RETURNED TO ASSEMBLY
06/12/2018vote reconsidered - restored to third reading
06/12/2018amended on third reading 1085a
06/14/2018substituted by s7074a
 S07074 AMEND=A KAVANAGH
 01/03/2018REFERRED TO JUDICIARY
 05/29/2018AMEND AND RECOMMIT TO JUDICIARY
 05/29/2018PRINT NUMBER 7074A
 06/11/2018COMMITTEE DISCHARGED AND COMMITTED TO RULES
 06/11/2018ORDERED TO THIRD READING CAL.1669
 06/11/2018PASSED SENATE
 06/11/2018DELIVERED TO ASSEMBLY
 06/11/2018referred to judiciary
 06/14/2018substituted for a1085a
 06/14/2018ordered to third reading cal.75
 06/14/2018passed assembly
 06/14/2018returned to senate
 12/18/2018DELIVERED TO GOVERNOR
 12/28/2018SIGNED CHAP.484
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A01085 Committee Votes:

RULES Chair:Heastie DATE:01/23/2017AYE/NAY:27/0 Action: Favorable Correction Date:01/27/2017
HeastieAyeKolbAye
GottfriedAyeOaksAye
LentolExcusedButlerAye
FarrellAyeCrouchAye
GanttAyeFinchAye
NolanExcusedBarclayAye
WeinsteinAyeRaiaAye
HooperAyeHawleyAye
OrtizExcused
PretlowAye
CookAye
GlickAye
MorelleAye
AubryAye
EnglebrightAye
DinowitzAye
ColtonAye
MagnarelliExcused
PerryAye
GalefAye
PaulinAye
TitusAye
Peoples-StokesAye

JUDICIARY Chair:Weinstein DATE:01/23/2017AYE/NAY:20/0 Action: Favorable refer to committee Rules
WeinsteinAyeMontesanoAye
DinowitzAyeBarclayAye
TitusAyeGoodellAye
LavineAyeGrafAye
ZebrowskiAyeLupinacciAye
WeprinAyePalumboAye
BraunsteinAye
SimotasAye
QuartExcused
TitoneAye
BuchwaldAye
SteckAye
SeawrightAye
SimonAye
JoynerAye

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A01085 Floor Votes:

DATE:01/24/2017Assembly Vote  YEA/NAY: 146/0
AbbateYCrouchYGoodellYLiftonYO'DonnellYSepulvedaY
AbinantiYCurranYGottfriedYLopezYOrtizYSimanowitzY
ArroyoYCusickYGrafYLupardoYOtisYSimonY
AubryYCymbrowitzYGuntherYLupinacciYPalmesanoYSimotasY
BarclayYDavilaYHarrisYMageeYPalumboYSkartadosY
BarnwellYDe La RosaYHawleyYMagnarelliERPaulinYSkoufisY
BarrettYDenDekkerYHevesiYMalliotakisYPeoples-StokesYSolagesY
BarronYDickensYHikindYMayerYPerryYStecY
BenedettoYDilanYHooperYMcDonaldYPheffer AmatoYSteckY
BichotteYDinowitzYHunterYMcDonoughYPichardoYStirpeY
BlakeYDiPietroYHyndmanYMcKevittYPretlowYThieleY
BlankenbushYD'UrsoYJaffeeYMcLaughlinYQuartYTitoneY
BrabenecYEnglebrightYJean-PierreYMill B YRaYTitusY
BraunsteinYErrigoYJenneYMill MGYRaiaYVanelY
BrindisiYFahyYJohnsYMill MLYRamosYWalkerY
BronsonYFarrellYJonesYMontesanoYRichardsonYWallaceY
BuchwaldYFinchYJoynerYMorelleYRiveraYWalshY
ButlerYFitzpatrickYKavanaghYMorinelloYRodriguezYWalterY
ByrneYFriendYKearnsYMosleyYRosenthalYWeinsteinY
CahillYGalefYKimYMoyaYRozicYWeprinY
CarrollYGanttYKolbYMurrayYRyanYWilliamsY
CastorinaYGarbarinoERLalorYNiouYSaladinoERWoernerY
ColtonYGiglioYLavineYNolanERSantabarbaraYWrightY
CookYGjonajYLawrenceYNorrisYSchimmingerYZebrowskiY
CrespoYGlickYLentolYOaksYSeawrightYMr SpkrY

DATE:01/17/2018Assembly Vote  YEA/NAY: 132/0
AbbateYCrouchYGuntherYMayerYPichardoYTaylorY
AbinantiYCurranYHarrisERMcDonaldYPretlowYThieleY
ArroyoERCusickYHawleyYMcDonoughYQuartYTitoneY
AubryYCymbrowitzYHevesiYMill B YRaYTitusY
BarclayYDavilaYHikindYMill MGYRaiaERVanelY
BarnwellYDe La RosaYHooperYMill MLERRamosYWalkerY
BarrettYDenDekkerYHunterYMontesanoYRichardsonYWallaceY
BarronYDickensYHyndmanYMorelleYRiveraYWalshY
BenedettoYDilanYJaffeeYMorinelloYRodriguezERWalterY
BichotteYDinowitzYJean-PierreYMosleyYRose D YWeinsteinY
BlakeYDiPietroYJenneYMurrayYRose L YWeprinY
BlankenbushYD'UrsoYJohnsYNiouYRozicYWilliamsY
BrabenecYEnglebrightYJonesYNolanERRyanYWoernerY
BraunsteinYErrigoYJoynerYNorrisYSantabarbaraYWrightY
BrindisiYFahyYKimYOaksYSchimmingerYZebrowskiY
BronsonYFinchYKolbYO'DonnellERSeawrightYMr SpkrY
BuchwaldYFitzpatrickYLalorYOrtizYSepulvedaY
ButlerYFriendYLavineYOtisYSimonY
ByrneYGalefYLawrenceYPalmesanoYSimotasY
CahillYGanttERLentolYPalumboYSkartadosER
CarrollYGarbarinoYLiftonYPaulinYSkoufisY
CastorinaYGiglioYLupardoYPellegrinoYSolagesY
ColtonYGlickYMageeYPeoples-StokesYStecY
CookYGoodellYMagnarelliYPerryYSteckY
CrespoYGottfriedYMalliotakisYPheffer AmatoYStirpeY

DATE:06/12/2018MOTION:DINOWITZ; To reconsider YEA/NAY: 141/0
AbbateYCookYGarbarinoYLupardoYPellegrinoYStecY
AbinantiYCrespoYGiglioYMageeYPeoples-StokesYSteckY
ArroyoYCrouchYGlickYMagnarelliYPerryYSternY
AshbyYCurranYGoodellYMalliotakisYPheffer AmatoYStirpeY
AubryYCusickYGottfriedYMcDonaldYPichardoYTagueY
BarclayYCymbrowitzYGuntherYMcDonoughYPretlowYTaylorY
BarnwellYDavilaYHawleyYMikulinYQuartYThieleY
BarrettYDe La RosaYHevesiYMill B YRaYTitoneY
BarronYDenDekkerYHikindERMill MGYRaiaYTitusY
BenedettoYDickensYHooperYMill MLYRamosYVanelY
BichotteYDilanYHunterYMontesanoYRichardsonYWalkerY
BlakeYDinowitzYHyndmanYMorelleYRiveraYWallaceY
BlankenbushYDiPietroYJaffeeYMorinelloYRodriguezYWalshY
BohenYD'UrsoYJean-PierreYMosleyYRose D YWalterY
BrabenecYEnglebrightYJenneYMurrayYRose L YWeinsteinY
BraunsteinYEpsteinYJohnsYNiouYRozicYWeprinY
BrindisiYErrigoYJonesYNolanYRyanYWilliamsY
BronsonYEspinalYJoynerYNorrisYSantabarbaraYWoernerY
BuchwaldYFahyYKimYOaksYSchimmingerYWrightY
ButlerERFernandezYKolbYO'DonnellERSeawrightYZebrowskiY
ByrneYFinchYLalorEROrtizYSimonYMr SpkrY
CahillYFitzpatrickYLavineYOtisYSimotasY
CarrollYFriendYLawrenceYPalmesanoYSkoufisY
CastorinaYGalefYLentolYPalumboYSmithY
ColtonYGanttERLiftonYPaulinYSolagesY

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A01085 Memo:

NEW YORK STATE ASSEMBLY
MEMORANDUM IN SUPPORT OF LEGISLATION
submitted in accordance with Assembly Rule III, Sec 1(f)
 
BILL NUMBER: A1085A
 
SPONSOR: Dinowitz (MS)
  TITLE OF BILL: An act to amend the general obligations law, in relation to requirements for the use of plain language in consumer transactions   PURPOSE: Increases the applicability of the plain language law to consumer contracts involving amounts up to $100,000   SUMMARY OF PROVISIONS: Section One amends the closing paragraph of subdivision a of section 5-702 of the general business law. Section Two is the effective date.   JUSTIFICATION: New York State first enacted the plain language law in 1977. The statute requires "plain language" in certain written agreements to which a consumer is a party, and where the subject money, property or services are primarily used for personal, family, or household purposes. A dollar threshold was placed on the definition of "consumer contracts", making the statute only applicable to transactions valued at less than $50,000. In 1977, the $50,000 threshold covered essentially all consumer contracts. Today the $50,000 threshold may not even cover the cost of an automobile. This bill proposes to increase the threshold to $100,000. Since the enactment of this statute, several states have followed New York's lead and have adopted its own "plain language" statutes (Connec- ticut in 1980, Pennsylvania in 1993, Florida in 2003, and Minnesota in 1968). The state of California enacted their plain language law in 1988.   PRIOR LEGISLATIVE HISTORY: 2015-16 - A.1152 - Passed Assembly / S.3135 - Referred to Judiciary 2013-14: A.7777- Passed Assembly / S.5206- Referred to Judiciary   FISCAL IMPLICATIONS: None   EFFECTIVE DATE: One hundred eighty days after becoming law
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A01085 Text:



 
                STATE OF NEW YORK
        ________________________________________________________________________
 
                                         1085--A
                                                                 Cal. No. 75
 
                               2017-2018 Regular Sessions
 
                   IN ASSEMBLY
 
                                    January 10, 2017
                                       ___________
 
        Introduced  by  M.  of  A. DINOWITZ, WEPRIN, SKOUFIS, GOTTFRIED, ARROYO,
          JOYNER -- Multi-Sponsored by -- M. of A. HEVESI, HIKIND --  read  once
          and referred to the Committee on Judiciary -- ordered to a third read-
          ing  --  passed by Assembly and delivered to the Senate, recalled from
          the  Senate,  vote  reconsidered,  bill  amended,  ordered  reprinted,
          retaining its place on the special order of third reading
 
        AN ACT to amend the general obligations law, in relation to requirements
          for the use of plain language in consumer transactions
 
          The  People of the State of New York, represented in Senate and Assem-
        bly, do enact as follows:
 
     1    Section 1. The closing paragraph of subdivision a of section 5-702  of
     2  the  general  obligations  law,  as  amended by chapter 1 of the laws of
     3  1994, is amended to read as follows:
     4    Any creditor, seller or lessor who fails to comply with this  subdivi-
     5  sion shall be liable to a consumer who is a party to a written agreement
     6  governed  by  this  subdivision in an amount equal to any actual damages
     7  sustained plus a penalty of fifty dollars. The total class action penal-
     8  ty against any such creditor, seller or  lessor  shall  not  exceed  ten
     9  thousand  dollars in any class action or series of class actions arising
    10  out of the use by a creditor, seller or lessor  of  an  agreement  which
    11  fails to comply with this subdivision.  No action under this subdivision
    12  may  be brought after both parties to the agreement have fully performed
    13  their obligation under such agreement, nor shall any creditor, seller or
    14  lessor who attempts in good faith to comply  with  this  subdivision  be
    15  liable  for  such  penalties. This subdivision shall not apply to a good
    16  faith attempt to describe the constant yield or other method  of  deter-
    17  mining  the  lease  charge and depreciation portions of each base rental
    18  payment under a lease of personal property. It also shall not  apply  to
    19  agreements  involving  amounts in excess of [fifty] one hundred thousand
    20  dollars nor prohibit the use of words or phrases or forms  of  agreement
 
         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD03570-03-8

        A. 1085--A                          2
 
     1  required  by  state  or  federal law, rule or regulation or by a govern-
     2  mental instrumentality.
     3    § 2. This act shall take effect on the one hundred eightieth day after
     4  it  shall have become a law and shall apply to any contract entered into
     5  after such effective date.
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