New York State Assembly

 
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A07488 Summary:

A07488 Actions:

A07488 Committee Votes:

Committee:INSURANCE   Chair:Cahill      
DATE:05/20/2021AYE/NAY:22/2  Action: Favorable refer to committee Codes        
Cahill
Aye
Blankenbush
Aye
Cook
Aye
Hawley
Aye
Pretlow
Aye
Byrne
Nay
Rivera
Aye
Schmitt
Aye
Cymbrowitz
Nay
Palmesano
Aye
Lavine
Aye
DiPietro
Aye
Steck
Aye
Gandolfo
Aye
Dilan
Aye
Hunter
Aye
Niou
Aye
Rosenthal
Aye
Stern
Aye
McDonald
Aye
Jacobson
Aye
Williams
Aye
Meeks
Aye
Forrest
Excused
Anderson
Aye

Committee:CODES   Chair:Dinowitz      
DATE:05/25/2021AYE/NAY:22/0  Action: Favorable refer to committee Rules        
Dinowitz
Aye
Morinello
Aye
Pretlow
Aye
Giglio
Aye
Cook
Aye
Montesano
Aye
Cymbrowitz
Aye
Reilly
Aye
O'Donnell
Aye
Mikulin
Aye
Lavine
Aye
Tannousis
Aye
Perry
Aye
Abinanti
Aye
Weprin
Aye
Hevesi
Aye
Fahy
Aye
Seawright
Aye
Rosenthal
Aye
Walker
Aye
Vanel
Aye
Cruz
Aye

Committee:RULES   Chair:Heastie      
DATE:06/01/2021AYE/NAY:22/8  Action: Favorable         
Heastie
Aye
Barclay
Nay
Gottfried
Aye
Hawley
Nay
Nolan
Excused
Giglio
Nay
Weinstein
Aye
Blankenbush
Nay
Pretlow
Aye
Norris
Nay
Cook
Aye
Montesano
Nay
Glick
Aye
Ra
Nay
Aubry
Aye
Brabenec
Nay
Englebright
Aye
Dinowitz
Aye
Colton
Aye
Magnarelli
Aye
Perry
Aye
Paulin
Aye
Peoples-Stokes
Aye
Benedetto
Aye
Lavine
Aye
Lupardo
Aye
Zebrowski
Aye
Thiele
Aye
Braunstein
Aye
Dickens
Aye
Davila
Aye

A07488 Floor Votes:

A07488 Memo:

NEW YORK STATE ASSEMBLY
MEMORANDUM IN SUPPORT OF LEGISLATION
 submitted in accordance with Assembly Rule III, Sec 1(f)



 
BILL NUMBER: A7488A
 
SPONSOR: Rivera JD

 
TITLE OF BILL:
 
An act to amend the insurance law, in relation to prohibiting the exclu-
sion of coverage for losses or damages caused by exposure to lead-based
paint
 
 
PURPOSE:
 
This bill would help to protect renters who are exposed to lead-based
paint by prohibiting the exclusion of coverage for losses or damages
caused by exposure to lead-based paint from liability coverage provided
to rental property owners.
 
 
SUMMARY OF PROVISIONS:
 
Section 1: Amends the Insurance Law by adding a new section 3462, which
prohibits exclusion for lead hazards on and after the 26th month follow-
ing the bill taking effect.
 
Section 2: Sets an immediate effective date.
 
 
JUSTIFICATION:
 
Lead poisoning leads to a multitude of issues that can detrimentally
impact a person throughout their lifetime. It leads to decreased IQ and
cognitive function, developmental delays, and behavioral problems in
children. In adults, lead poisoning can manifest itself in the form of
hypertension and cardiovascular disease. Some have even linked early
exposure to lead with Alzheimer's disease. Extreme levels can cause
severe and immediate consequences, such as seizures, comas, and even
death. The most common cause of lead poisoning in children is the inges-
tion of lead paint from poorly maintained residential housing units.
 
New York State has a lead poisoning problem. Because lead will remain in
U.S. housing for decades to come, it is important that New York State
take action to protect renters. This bill requires that liability cover-
age include coverage for injuries or damage caused by exposure to lead
paint. If signed into law, this would be an important measure to protect
New Yorkers who are exposed to this dangerous substance.
 
 
LEGISLATIVE HISTORY:
 
2020-2021: A.7488 Passed the Assembly
 
2019-2020: A.6062 Passed the Assembly
 
2017-2018: A.7786 Passed the Assembly
 
 
FISCAL IMPLICATIONS:
 
None.
 
 
EFFECTIVE DATE:
This act shall take effect immediately.

A07488 Text:

 
                STATE OF NEW YORK
        ________________________________________________________________________
 
                                         7488--A
                                                                Cal. No. 246
 
                               2021-2022 Regular Sessions
 
                   IN ASSEMBLY
 
                                      May 11, 2021
                                       ___________
 
        Introduced  by  M. of A. J. D. RIVERA, DINOWITZ, HEVESI, MEEKS, MAMDANI,
          SEAWRIGHT, JACKSON, GALEF, GOTTFRIED,  FAHY,  McMAHON,  CLARK,  SIMON,
          PEOPLES-STOKES -- read once and referred to the Committee on Insurance
          --  ordered to a third reading, amended and ordered reprinted, retain-
          ing its place on the order of third reading
 
        AN ACT to amend the insurance law, in relation to prohibiting the exclu-
          sion of coverage for losses or damages caused  by  exposure  to  lead-
          based paint
 
          The  People of the State of New York, represented in Senate and Assem-
        bly, do enact as follows:
 
     1    Section 1. The insurance law is amended by adding a new  section  3462
     2  to read as follows:
     3    §  3462. Exclusion for lead hazards prohibited. No insurer licensed or
     4  permitted by the superintendent to provide liability coverage to  rental
     5  property  owners  shall  exclude,  after twenty-six months following the
     6  effective date of this section, coverage for losses or damages caused by
     7  exposure to lead-based paint. The department shall not permit, authorize
     8  or approve any exclusion for injury or damage resulting from exposure to
     9  lead-based paint, except as specifically provided for in law,  that  was
    10  not  in  effect as of the effective date of this section, and all previ-
    11  ously approved exclusions shall terminate on or before twenty-six months
    12  following the effective date of this section.
    13    § 2. This act shall take effect immediately.
 
 
 
         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD05070-03-2

A07488 LFIN:

 
NO LFIN

A07488 Chamber Video/Transcript: