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S02239 Summary:

BILL NOS02239
 
SAME ASNo Same As
 
SPONSORSANDERS
 
COSPNSR
 
MLTSPNSR
 
Add 214-g, CPLR
 
Relates to the expiration of right to collect consumer credit debt; includes any attempts made by the creditor, third-party purchaser or other authorized third party to collect such debt.
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S02239 Text:



 
                STATE OF NEW YORK
        ________________________________________________________________________
 
                                          2239
 
                               2019-2020 Regular Sessions
 
                    IN SENATE
 
                                    January 23, 2019
                                       ___________
 
        Introduced  by  Sen. SANDERS -- read twice and ordered printed, and when
          printed to be committed to the Committee on Judiciary
 
        AN ACT to amend the civil practice law and rules,  in  relation  to  the
          expiration of right to collect consumer credit debt
 
          The  People of the State of New York, represented in Senate and Assem-
        bly, do enact as follows:
 
     1    Section 1. The civil practice law and rules is amended by adding a new
     2  section 214-g to read as follows:
     3    § 214-g. Expiration of right to collect consumer credit  debt.    When
     4  the  time  for  an  action  arising out of a consumer credit transaction
     5  where a purchaser, borrower or debtor is a  defendant  has  expired  the
     6  right  to  collect  consumer  credit debt is extinguished as well as the
     7  remedy. For purposes of this section, "the  right  to  collect  consumer
     8  credit  debt"  shall  mean  any  attempts  by  the creditor, third party
     9  purchaser, or other authorized third party to collect such debt  includ-
    10  ing, but not limited to, calls, mail or other attempts to collect.
    11    § 2. This act shall take effect immediately.
 
 
 

 
         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD05440-01-9
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