About 10 million people experience the crippling effects of identity theft each year, and these victims deserve better protection and resources to combat identity theft and reverse the damage of it. That’s why Assemblyman Colton supported a new law enhancing privacy protection and bolstering assistance to identity theft victims (Ch. 279 of 2008).
The law:
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Prohibits Social Security Numbers on employee ID badges, ID cards, time cards or open-access files
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Bans “skimmer” devices – which can obtain personal information from credit cards – where there is intent to commit identity theft
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Helps victims repair their financial and credit history through the NYS Consumer Protection Board’s newly created Identity Theft Program
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Compensates victims by giving restitution for time spent fixing the damage
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Builds on a 2006 law, which Assemblyman Colton supported, allowing consumers to block access to their credit files (Ch. 63 of 2006)
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Don’t carry extra credit cards, your Social Security card, birth certificate or passport in your wallet or purse
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Never keep your PIN number on or near your ATM card
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Opt out of pre-approved solicitations for credit or insurance by calling 1-888-5OPTOUT or visit www.optoutprescreen.com.
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Never give personal information to a person or company that initiates contact with you
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Update your computer anti-virus programs and use a secure browser for online transactions
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Don’t download files or click on hyperlinks from strangers
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Cancel unused credit cards and bank accounts
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Destroy any unwanted documents that contain personal information – including statements, receipts and credit card offers
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Order your free annual consumer credit report and review it for suspicious activity by going to www.annualcreditreport.com or calling (877) 322-8228
718-236-1598 • coltonw@assembly.state.ny.us