|Assemblywoman Donna Lupardo
Lower drug prices
Comparison shopping for low drug prices at www.nyagrx.org, a Web site maintained by the Attorney General and AARP, can also help lower your drug costs.Long-term care
The New York State Partnership for Long-Term Care brings private insurance providers and Medicaid together to assist individuals preparing for nursing home or other long-term care. This partnership helps individuals protect their assets and maintain their financial independence. For more information, log on to www.ins.state.ny.us or call 1-800-342-3736.Health care proxy
The New York Health Care Proxy lets you select a trusted adult family member or friend to make medical decisions when you can’t, including whether or not to provide life-sustaining treatment. For information about living wills and health care proxy forms, visit www.health.state.ny.us and click on "Health Care Proxy" under "Current Issues."Health care rights
When you or your family face a serious illness, learn your health care rights and how to make sure your insurance coverage is adequate by calling the New York State Insurance Department at 1-866-694-6743 or logging on to www.insurancehelpny.com.
Assemblywoman Lupardo voted for the Home Equity Theft Prevention Act to protect you against dishonest businesses that trade in unaffordable high interest equity loans or bait-and-switch schemes where you unknowingly sign your deed over to a bank or disreputable lender (Ch. 308 of 2006).
The measure helps sellers better understand the terms of their contracts, and allows them a right to cancel it, while imposing criminal penalties for lenders who violate the law.
The legislation helps to stop predatory lending and strengthens existing state laws passed in 2002 to protect homeowners.
For more information, visit the state’s Banking Department Web site at www.banking.state.ny.us/csbr.htm.
44 Hawley St.
Binghamton, NY 13091