New York State has many resources available for women interested in starting their own business. From writing a business plan and obtaining financing to hiring employees and following appropriate legal business practices, many organizations can help women start their own business.

The New York State Small Business Development Center has 23 regional centers that can provide guidance and counseling on starting your own business, all at no charge. Set up an appointment today to meet with a counselor to begin the process. Contact your local center at (800) STATE-NY (782-8369) or visit www.empire.state.ny.us.

Whether single or married, more women are buying homes these days. The State of New York Mortgage Agency (SONYMA) offers mortgage programs to assist with the purchase of a home.  SONYMA Mortgages feature below-market interest rates, low down payment requirements, no prepayment penalties, and may offer closing cost assistance - all to make your home purchase more affordable.

All SONYMA Mortgage Programs require borrowers to meet certain household income and purchase price limits.

To receive additional information, call 1 (800) 382-HOME (4663).

According to the United States Department of Labor, only 47 percent of the 60 million women in America’s workforce participate in a retirement plan. With women living longer and having more time to enjoy their retirement years, it is crucial to have enough savings to sustain a certain standard of living.

Several organizations can assist women in providing education and information on retirement savings. The Women’s Institute for a Secure Retirement (WISER) works to provide low and moderate income women (aged 18 to 65) with basic financial information. For additional information, call (202) 393-5452.